Prevent Identity Theft Help

Security Measures That Can Defend Against An Internet Identity Thief

Thanks to Internet, many people these days are enjoying the convenience of banking, paying bills and shopping from the convenience of their own home. Because this is so simple to do online, many people keep their personal information at hand on their laptops or PDAs, as well as the passwords or PIN numbers to their accounts. Even though these may seem like great places to keep your information, it really isn't difficult for someone to access these places no matter where they may be in the world.

It's not just the money in your account or the available balance on your credit card you need to worry about being stolen. What you really need to be worried about is your identity being stolen, because once thieves have your identity they can use your name to apply for loans, credit card, and other things in your name. Your credit can be ruined for the rest of your life if the wrong person gets your information and uses it to their advantage. To help keep yourself safe from this devastating crime, here are some important security measures that you should implement immediately.

1. Set up your computer, PDA and laptop so that they require a password in order to gain access to any files.

2. Computers will give you the option to save your password so you don't have to type it in each time you log on; do not do this, though. A lot of people have chosen the convenience of having their computer remember their passwords and enter them automatically. But this also makes it much easier for an identity thief to log in to your accounts.

3. File sharing is the transfer of information between one computer and another, and it allows for easier access to your information. If you must use this feature, be sure to password protect it.

4. Another layer of protection is to change your passwords and any security questions that are used by some sites at frequent intervals.

5. Never turn off the antivirus software you use, or your firewalls.

6. Be alert to phishing, a popular method of collecting confidential information illegally. The thief sends out numerous emails that claim to be from a legitimate business, often a credit card company or a major bank. The emails typically ask the recipients to verify their personal account information, such as username, password, and PIN number, so the account can be updated and won't be closed down. If you send them the information, they will use it to clean out your bank account.

7. If you shop online, only reveal your credit card number to trusted merchants that are verified to be secure. The best option for online shopping is to use PayPal or another third-party company that can transfer funds securely.

There are many ways that you can become a victim of identity theft. In fact, nobody is completely safe from the threat of this devastating crime. Get the identity theft facts you need at Protect My Identity.

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